Financial Planning

Financial Planning often seems like an overwhelming and confusing process. Since each client is unique, there can be a number of different challenges to overcome with your specific circumstances and goals. Understanding this, we aim to make the financial planning process as clear and concise as possible. We follow the CFP Board process for financial planning, which gives us a clearly defined path to walk together with our clients. Although this process is uniform among Certified Financial Planners, our firm engages in active listening, allowing the client to direct the conversation and share with us, what is most important to them. We recognize that every client is different, and we reject a "one size fits all" approach.

A financial plan is designed to help the client with all aspects of financial planning, without ongoing investment management after the financial plan is completed. We sometimes contract to do a plan to only address a specific issue.

 

When you contact us, we will set an initial consultation appointment, with no time limit, to allow us an opportunity to review your entire financial picture. This initial appointment is offered for $75. If we both decide it would be beneficial to work together, we draft the Financial Planning Agreement, which lays out the responsibilites for both parties. At this point, we are ready to move through the planning process together, and we offer our planning services at $120 per hour, with a minimum complete financial planning fee of $720*. If you have any questions regarding this process, please feel free to contact our office at your convenience. 

 

* Note that as of January 1, 2018 our rates will change to an hourly rate of $240 per hour, with a minimum complete financial planning fee of $1,200.